The Line of. Service 13. home equity loan, there are also some important differences. 19% for a $1,000 Installment Loan with an Effective Date of 08/13/2020, payable in 23 bi-weekly installments. Making a Draw. 99%. MoneyKey then uses a secure and encrypted system to quickly process the application and provide a decision. Personify's terms range from 12 months to 48 months. 16641-62815, by the Office of the Consumer Credit Commissioner and registered as a Credit Services Organization (CSO), Registration No. For starters, they are generally offered in amounts lower than some other secured installment loans like a mortgage or a secured. All loans for which MoneyKey acts as a CSO/CAB are funded by an unaffiliated third-party lender and serviced by MoneyKey. Borrowers have up to 12 months to pay and the approval process is very fast. MoneyKey is a direct lender that offers personal loans, installment loans, and lines of credit to eligible individuals in certain states. Typically, a small-dollar installment loan will have a higher APR than a line of credit. Achieve Personal Loans: Best for. 12 Payments of $514. No issues. CC Flow maintains control over loan. MoneyKey services Lines of Credit offered by CC Flow, a division of Capital Community Bank. Reviews reflect individuals’ opinions and may not be illustrative of all individual experiences with MoneyKey. You can also call during business hours if you need assistance. Insider’s Rating 2. The amount you can borrow for an Idaho Installment Loan will range between $200 and $2,500. Not Listed. Reviews and any ratings referenced are based on Trustpilot reviews. Reviews and any ratings referenced are based on Trustpilot reviews. MoneyKey Installment Loans is offered by MoneKey, a direct lender founded in 2011 and based in Wilmington, DE. Whatever amount you have been approved for is the maximum that you can withdraw from your account. With a CC Flow Line of Credit in Minnesota, you may be able to qualify for a personal line of credit with a credit limit between $500 to $3,500. All loans for which MoneyKey acts as a CSO/CAB are funded by an unaffiliated third-party lender and serviced by MoneyKey. MoneyKey also services Lines of Credit offered by CC Flow. Explore Convenient Loan Options. Reviews reflect individuals’ opinions and may not be illustrative of all individual experiences with MoneyKey. All loans for which MoneyKey acts as a CSO/CAB are funded by an unaffiliated third-party lender and serviced by MoneyKey. MoneyKey is 32 out of 67 best companies in the category Loan Agency on Trustpilot. First of all, the age for being eligible to borrow a loan is 18. To see loan products offered in your state of residence, please visit our Products & Services page. The APR, repayment amount and payment schedule will vary depending on the specific details of your loan, which can be found in your loan agreement. moneykey. For others, its short term makes it a challenging loan to repay on time. Personal loans are unsecured loans that can be used for a variety of. 10. Compared to a payday loan, monthly installment loans come with longer repayment terms. MoneyKey has served more than 400,000 customers since 2011. MoneyKey offers and services online short-term credit products like Installment Loans and Lines of Credit to consumers via a safe and secure online platform, making it simple for your website traffic to apply for an online loan. All loans for which MoneyKey acts as a CSO/CAB are funded by an unaffiliated third-party lender and serviced by MoneyKey. They have flexible payment options and there are no minimum credit score requirements. Get Started. The CC Flow Line of Credit is available through MoneyKey, an authorized servicer. Verify your info with our Customer Care team and you may be approved in minutes. All loans for which MoneyKey acts as a CSO/CAB are funded by an unaffiliated third-party lender and serviced by MoneyKey. 16641-62815, by the Office of the Consumer Credit Commissioner and registered as a Credit Services Organization (CSO), Registration No. Images are for illustrative purposes only. $ Payment amounts (payments due every 2 weeks) Total of payments (if I pay on time) $ Cost of other types of loans: Repayment: Of 10 people who get a new multi-payment payday loan: 7 will pay the loan on time as scheduled (typically 5 months) 1 will renew 1. The CC Flow Line of Credit is provided by CC Flow, a division of Capital Community Bank (CCBank), a Utah Chartered bank, located in Provo, Utah, Member FDIC. Images are for illustrative purposes only. Have an active bank accountWith a CC Flow Line of Credit in Indiana, you may be able to qualify for a personal line of credit with a credit limit between $500 to $3,500. m. We also service Lines of Credit offered by CC Flow, a division of Capital Community Bank, a Utah Chartered bank, located in Provo, Utah, Member FDIC. A simple online loan application process. $23. Increase (or Start) Your Savings. MoneyKey – TX, Inc. You can also submit a complaint to the CFPB online or by calling (855) 411-2372. MoneyKey – TX, Inc. Your APR will depend on your exact payment schedule, which is available in your loan agreement. Images are for illustrative purposes only. All loans for which MoneyKey acts as a CSO/CAB are funded by an unaffiliated third-party lender and serviced by MoneyKey. com, netpayadvance. For example, to apply for a loan through MoneyKey, the online application will likely only take you a few minutes to fill out, and you can fill it out 24 hours a day, 7 days a week. Images are for illustrative purposes only. $ Payment amounts (payments due every 2 weeks) Payments #1-# $ (Final) Payment # $ Total of payments (if I pay on time) $ Cost of other types of loans: Repayment: Of 10 people who get a new multi-payment payday loan: 7 will pay the loan on time as scheduledCA: MoneyKey Financial, LLC and MoneyKey Financial Services, Inc. Reviews and any ratings referenced are based on Trustpilot reviews. Reviews reflect individuals’ opinions and may not be illustrative of all individual experiences with MoneyKey. CC Flow maintains control over loan. Short-term online loans available through the MoneyKey website include Installment Loans and Lines of Credit. is licensed as a Credit Access Business (CAB), License No. As an online lender and credit services provider, our mission is to provide loan and line of credit products and services to underserved individuals, including those with poor credit. Reviews reflect individuals’ opinions and may not be illustrative of all individual. They offered me a one time loan of $500 with a one time interest for the loan of $130. 4. Reviews reflect individuals’ opinions and may not be illustrative of all individual experiences with MoneyKey. MoneyKey is a member of the Online Lender’s Alliance (OLA). Apply for online installment loans in Mississippi from $550 to $2,000 with MoneyKey. Insider’s Rating 2. “Contact. MoneyKey – TN, Inc. In a Nutshell: With about 40% of Americans unable to cover an emergency expense of $400, many turn to short-term and payday lenders for help. 1. Credit limits range between $200 to $1,475 and have an APR of 279. Choose the best personal loan stores for your needs based on 1,407 criteria such as newsletter coupons, Apple Pay Later financing, Shop Pay Installments, autoship discounts and price adjustment . With a CC Flow Line of Credit in Kentucky, you may be able to qualify for a personal line of credit with a credit limit between $500 to $3,500. Images are for illustrative purposes only. MoneyKey is 94 out of 201 best companies in the category Non-Bank Financial Service on Trustpilot. is a Flexible Credit company licensed by the State of Tennessee, Department of Financial Institutions. Sunday. 7. BlueChip is located on, operates within, and originates and services loans from the Tribe’s reservation. Cost of this loan: Borrowed amount (cash advance) Fees paid to MoneyKey - TX, Inc. Installment Loans and Lines of Credit are available through MoneyKey. MoneyKey – TX, Inc. CC Flow maintains control over loan. To see loan products offered in your state of residence, please visit our Products & Services page. It offers a secure and convenient way to access your account information, check your loan balance, make payments, and apply for new loans. Online Loans and Lines of Credit – MoneyKey” Online loans and lines of credit are two alternatives offered by MoneyKey that are highlighted in the sentences “Online Loans and Lines of Credit – MoneyKey” and “Personal Loans Online – MoneyKey. This data is from 2019 reports to the OCCC. The platform is designed to make managing your finances easier and more secure. Categories. is licensed as a Credit Access Business (CAB), License No. MoneyKey offers several ways to make payments, including paying with a debit or credit card, making payments by check, cash, or money order (don’t forget to include your account number), or paying online with a mobile device. Submit Your. These are more costly than NetCredit's personal loans, with rates ranging from 99% to 299%. All loans for which MoneyKey acts as a CSO/CAB are funded by an unaffiliated third-party lender and serviced by MoneyKey. Since we started operations in 2011, we’ve grown steadily, reaching more than 400,000 new customers by treating our customers with respect and helping them get access to credit at a time when they most need it. Check Rates. Certain personal loans may be useful when you’re trying to make a big purchase, but for smaller things, credit cards may be a better option. m. They offered me a one time loan of $500 with a one time interest for the loan of $130. We would like to show you a description here but the site won’t allow us. Please verify your first name and last nameUnlocking Financial Freedom with MoneyKey - Your Key to Secure Online Loans By Anna Miller Paradise Media. Reviews reflect individuals’ opinions and may not be illustrative of all individual experiences with MoneyKey. 00 for out-of-network withdrawals and $1. Reviews and any ratings referenced are based on Trustpilot reviews. Missouri. Principal. While the exact requirements can vary between lenders, here are some ways for you to provide the necessary information, as well as a couple of factors that may help you get approved for a personal loan for the self-employed. MoneyKey, a Delaware-based online consumer lender, allegedly imposed illegal charges on borrowers who received open-ended credit loans – a violation of the state’s consumer finance statutes. MoneyKey offers personal loans and lines of credit and is also one of the top sites like Rise Credit. MoneyKey also provides services such as online bill pay, money transfers, and prepaid cards. Talk to an Advisor. Alabama Line of Credit Alaska. Reviews and any ratings referenced are based on Trustpilot reviews. is licensed as a Credit Access Business (CAB), License No. com. Payday loans, excluding Ohio Payday Loan ("Customers"). Online Loans and Lines of Credit Between $200 - $3,500. If you take out a loan, make sure you only borrow the amount you require. 5%. I recently checked my account and it turned out that they took $120 for the first month, but after that they took $180 and $90. . I contacted Moneykey. We’re here for you 7 days a week to guide you through any part of the application process. In Texas, we arrange loans as a Credit Access Business and a Credit Services Organization. Reviews and any ratings referenced are based on Trustpilot reviews. In conclusion, the world we live in is a complicated one, and navigating it successfully. Stay in touch. Online Loans and Lines of Credit Between $200 - $3,500. There are fees, likely around $15 to $20 per $100 borrowed, but exact cost varies by state. It. You won’t have to work around the hours of operation and you won’t need to make an appointment! 6. $ Payment amounts (payments due every 2 weeks) Payments #1-# $ (Final) Payment # $ Total of payments (if I pay on time) $ Cost of other types of loans: Repayment: Of 10 people who get a new multi-payment payday loan: 7 will pay the loan on time as scheduledCost of this loan: Borrowed amount (cash advance) Fees paid to MoneyKey - TX, Inc. Like a line of credit, they’re revolving, and similarly, you’ll only pay interest and/or fees on what you’ve borrowed. Online credit available through the MoneyKey website include Installment Loans and Lines of Credit. A safe and secure online platform. m. Reviews and any ratings referenced are based on Trustpilot reviews. I needed to return $120 per month. Interest will be charged on your MoneyKey Wisconsin Installment Loan, with a maximum annual percentage rate of 295%. You can’t get an increased amount even in the event you decide on another loan provider. However, the exact terms you qualify for — as well as. CC Flow maintains control over loan. Personal loans can be used for various purposes & may also be a solution in short-term financial emergencies. Reviews and any ratings referenced are based on Trustpilot reviews. Payment amounts (payments due every month) Total of payments (if I pay on time) Cost of other types of loans: Repayment: Of 10 people who get a new multi-payment payday loan: 5 will pay the loan on time as scheduled (typically 5 months) 1 will renew 1 to 4 timesAll loans for which MoneyKey acts as a CSO/CAB are funded by an unaffiliated third-party lender and serviced by MoneyKey. Images are for illustrative purposes only. All loans for which MoneyKey acts as a CSO/CAB are funded by an unaffiliated third-party lender and serviced by MoneyKey. MoneyKey – TX, Inc. Call the financial institution over the phone to speak to a representative. News' expert review on MoneyKey. The CC Flow Line of Credit is available through MoneyKey, an authorized servicer. All loans for which MoneyKey acts as a CSO/CAB are funded by an unaffiliated third-party lender and serviced by MoneyKey. Fast Online Application. Find answers to your questions online and click to apply. Tennessee. Recommended Chosen 31,140 times Tested Company 3. Upgrade: Best for Installment loans. Repayment of loan. We also service Lines of Credit offered by CC Flow, a division of Capital Community Bank, a Utah Chartered bank, located in Provo, Utah, Member FDIC. $3. Without the overhead costs of brick-and-mortar locations, and by better detecting. Images are for illustrative purposes only. MoneyKey will be your single point of contact for all questions and concerns with respect to loan products offered through the MoneyKey website. While there are some types of installment loans that are secured, like mortgages for example, there are also short-term unsecured installment loans that are generally meant to be used differently. Let’s take a look at some of the other benefits of online loans through MoneyKey. All loans for which MoneyKey acts as a CSO/CAB are funded by an unaffiliated third-party lender and serviced by MoneyKey. View Email Formats for Money Key. 20110150, by the State of Texas. MoneyKey – TX, Inc. Reviews reflect individuals’ opinions and may not be illustrative of all individual experiences with MoneyKey. Perhaps you have to deal with home repairs you hadn’t budgeted for, or maybe a medical emergency. The easy way to find a personal loan. Cost of this loan: Borrowed amount (cash advance) Fees paid to MoneyKey - TX, Inc. MoneyKey also services Lines of Credit offered by CC Flow. Online payday advances are short-term, small-dollar personal loans that are usually paid back on your next pay date. Cost of this loan: Borrowed amount (cash advance) Fees paid to MoneyKey - TX, Inc. And unlike a regular short-term loan, you’ll only pay interest on the amount you borrow when you borrow it. 16641-62815, by the Office of the Consumer Credit Commissioner and registered. Installment Loans and Lines of Credit are available through MoneyKey. Moneykey’s Profile, Revenue and Employees. $500 to $1,000. Currently, MoneyKey Mobile Loans has a 4. Reviews reflect individuals’ opinions and may not be illustrative of all individual experiences with MoneyKey. Cost of this loan: Borrowed amount (cash advance) Fees paid to MoneyKey - TX, Inc. The application process is quick and easy. MoneyKey also arranges Installment Loans as a Credit Access Business and a Credit Services Organization in the state of Texas and services Lines of Credit offered by CC Flow, a. I recently checked my account and it turned out that they took $120 for the first month, but after that they took $180 and $90. 55. To see loan products offered in your state of residence, please visit our Products & Services page. If you receive your income monthly, your loan will be payable in 5 installments. Reviews and any ratings referenced are based on Trustpilot reviews. The CC Flow Line of Credit is provided by CC Flow, a division of Capital Community Bank (CCBank), a Utah Chartered bank, located in Provo, Utah, Member FDIC. Images are for illustrative purposes only. Apply online or call our friendly Customer Care team for more information. All loans for which MoneyKey acts as a CSO/CAB are funded by an unaffiliated third-party lender and serviced by MoneyKey. Tennessee. The CC Flow Line of Credit is provided by CC Flow, a division of Capital Community Bank (CCBank), a Utah Chartered bank, located in Provo, Utah, Member FDIC. Verify your info with our Customer Care team and you may be approved in minutes. MoneyKey Personal Loans Apply now Compare loan options and get your rates today. Like we said, different methods work for different people, so assess your situation and try to determine what works best for you. Access your account, update your information, view. Reviews and any ratings referenced are based on Trustpilot reviews. $1,000 – $5,000. Earlier this year I was in a bad place emotionally and financially, I took a Payday loan for 150 dollars from moneykey, now I could have paid it off from my first paycheck but I didn't I let payments get made instead. Reviews reflect individuals’ opinions and may not be illustrative of all individual experiences with MoneyKey. If you’d like to receive more details on this process, you can call us at 1-866-255-1668 and someone from the Customer Care team will be happy to help you. 16641-62815, by the Office of the Consumer Credit Commissioner and registered. MoneyKey is a reliable, state-licensed direct lender for online installment loans in Missouri. This allows you to quickly cover a necessary, immediate expense and then gradually repay the installment loan over time, in smaller more budget-friendly amounts. Images are for illustrative purposes only. MoneyKey is a state-licensed direct lender in Delaware, Idaho, Kansas, Mississippi, Missouri, Tennessee, Utah and Wisconsin. Images are for illustrative purposes only. With the burden of student loan debt hanging over you, you may have completely shirked the notion of saving your money in the past. In Texas, MoneyKey is not the direct lender but is licensed as a Credit Services Organization (CSO) and a Credit Access Business (CAB). This direct online lender gives borrowers with lower credit scores access to lines of credit and short-term personal loans. MoneyKey’s online line of credit loans have limits up to $2,500. Moneytree® is the premier provider of short-term. The starting rates for MoneyKey Installment Loans are on the higher end of the spectrum. Check City is a direct payday lender that makes getting short term loans online simple. Reviews and any ratings referenced are based on Trustpilot reviews. Images are for illustrative purposes only. There is also an annual fee of $50. 52 stars from 878 reviews, indicating that most customers are generally satisfied with their purchases. MoneyKey is an online direct lender and service provider that offers short-term, unsecured Loans and Lines of Credit to underserved consumers through a safe and secure platform. MoneyKey is a reliable, state-licensed direct lender for online installment loans in Missouri. CheckCity. Reviews and any ratings referenced are based on Trustpilot reviews. $ Payment amounts (payments due every 2 weeks) Payments #1-# $ (Final) Payment # $ Total of payments (if I pay on time) $ Cost of other types of loans: Repayment: Of 10 people who get a new multi-payment payday loan: 7 will pay the loan on time as scheduledCost of this loan: Borrowed amount (cash advance) $ $ Fees paid to MoneyKey - TX, Inc. MoneyKey also arranges Installment Loans as a Credit Access Business and a Credit Services Organization in the state of Texas and services Lines of Credit offered by CC Flow, a division. With a CC Flow Line of Credit in Florida, you may be able to qualify for a personal line of credit with a credit limit between $500 to $3,500. We are a direct online lender in Delaware, Idaho, Kansas, Mississippi, Missouri, Tennessee, Utah and Wisconsin. acute. With a CC Flow Line of Credit in Arizona, you may be able to qualify for a personal line of credit with a credit limit between $500 to $2,500. With a Mississippi loan, get funds as soon as the same business day, if approved. Speed. MoneyKey ranks 1st among Payday Loans sites. MoneyKey – TX, Inc. Images are for illustrative purposes only. Offers payday loans, auto title loans, installment loans and lines of credit for its online and in-store applicants. Now, one of the biggest questions is why someone would choose credit with a higher APR. Payment amounts (payments due every 2 weeks) Total of payments (if I pay on time) Cost of other types of loans: Repayment: Of 10 people who get a new multi-payment payday loan: 5 will pay the loan on time as scheduled (typically 5 months) 1 will renew 1 to 4 timesMoneyKey is a state-licensed direct lender in Delaware, Idaho, Kansas, Mississippi, Missouri, Tennessee, Utah and Wisconsin. May 02, 2023 12:44 PM. MoneyKey – TX, Inc. The key, as always, is to do your research and make an informed decision. Est. 3. Line of Credit | MoneyKey Get Approved for a Line of Credit of up to $3,500 Today ♦ Apply Now! Existing Customer? Login here! Why choose a CC Flow Line of. MoneyKey is a trusted online lender that has been providing installment loans to customers in the United States since 2013. 3. I lost my job couldn't pay the rest off so. Reviews and any ratings referenced are based on Trustpilot reviews. 1-866-255-1668. Images are for illustrative purposes only. You can cancel your loan or any draw with no penalty within three (3) business days of the effective date of your loan/draw. Since the company’s credit requirement is so low, those with fair credit scores can still. All loans for which MoneyKey acts as a CSO/CAB are funded by an unaffiliated third-party lender and serviced by MoneyKey. There is also an annual fee of $50. Images are for illustrative purposes only. Images are for illustrative purposes only. All loans for which MoneyKey acts as a CSO/CAB are funded by an unaffiliated third-party lender and serviced by MoneyKey. 20110150, by the State of Texas. Its installment loans range from $500 to $3,000 with between 6 and 24 months to repay the funds. Cost of this loan: Borrowed amount (cash advance) $ $ Fees paid to MoneyKey - TX, Inc. com or check out. Images are for illustrative purposes only. With a CC Flow Line of Credit, if there is an Outstanding Balance, a borrower will be required to make Minimum Payments. Revenue. The total amount may appear tiny, however it’s the maximum permitted by hawaii. 00; loan term (months) of 12; APR of 35. Images are for illustrative purposes only. With MoneyKey, you can expect: A simple online loan application process; Quick loan approval Your funds as soon as the same business day* Fast and friendly customer service; Transparency with no hidden fees; A safe and secure online. The CC Flow Line of Credit is provided by CC Flow, a division of Capital Community Bank (CCBank), a Utah Chartered bank, located in Provo, Utah, Member FDIC. When it comes to in-person loans, there are certain parts of the process that may slow you down. Your Credit Score is Too Low. All loans for which MoneyKey acts as a CSO/CAB are funded by an unaffiliated third-party lender and serviced by MoneyKey. Images are for illustrative purposes only. News' expert review on MoneyKey. Note, if you cancel your loan/draw, you will be responsible for returning the amount borrowed, as applicable, to MoneyKey. MoneyKey services Lines of Credit offered by CC Flow, a division of Capital Community Bank. Login. Last words. Online payday advances are short-term, small-dollar personal loans that are usually paid back on your next pay date. You understand that you may not have access to all of the services offered by your online customer account through MoneyKey Mobile. $ Payment amounts (payments due every 2 weeks) Total of payments (if I pay on time) $ Cost of other types of loans: Repayment: Of 10 people who get a new multi-payment payday loan: 7 will pay the loan on time as scheduled (typically 5 months) 1 will renew 1. We strive to provide five-star service to customers and a variety of fast online loans are available through the MoneyKey website. Editorial Note: Intuit Credit Karma receives compensation from third-party advertisers, but that doesn’t affect our. Personify offers loan amount from $500 to $15,000 (except in GA, SC), compared with a range of $200 to $2,000 at MoneyKey. The CC Flow Line of Credit is provided by CC Flow, a division of Capital Community Bank (CCBank), a Utah Chartered bank, located in Provo, Utah, Member FDIC. Reviews reflect individuals’ opinions and may not be illustrative of all individual experiences with MoneyKey. All loans for which MoneyKey acts as a CSO/CAB are funded by an unaffiliated third-party lender and serviced by MoneyKey. They have been providing installment loans to customers in the United States since 2013. The lender also provides installment loans and lines of credit, which are available in amounts ranging from $1,000 to $3,000. Images are for illustrative purposes only. Payday advances are also referred to as payday loans, same-day loans, single-pay loans, payday cash advance loans, or cash advance loans. Our Customer Care agents are friendly and helpful. In fact, there are some extremely important distinctions between the two. 60 percent. If you need a small amount of money quickly, Lendly isn’t your only option. We are a direct online lender in Delaware, Idaho, Kansas, Mississippi, Missouri, Tennessee, Utah and Wisconsin. Reviews reflect individuals’ opinions and may not be illustrative of all individual experiences with MoneyKey. . MoneyKey has a rating of 4. Reviews and any ratings referenced are based on Trustpilot reviews. Tennessee State License for Line of Credit. Loan amount $200-$2,000. MoneyKey is an authorized servicer of CC Flow. Brigit. your balance and more. If your lender has an app, you can easily check-in on your account, review due dates, and confirm payment amounts from the palm of your hand. $200 to $2,000. Types of online loans. Credit Cards. Payment amounts (payments due every 2 weeks) Total of payments (if I pay on time) Cost of other types of loans: Repayment: Of 10 people who get a new multi-payment payday loan: 7 will pay the loan on time as scheduled (typically 5 months) 1 will renew 1 to 4 timesMoneykey Login. Choose the Amount - Lines of Credit offered through MoneyKey range from $200 to $3,500. Cost of this loan: Borrowed amount (cash advance) Fees paid to MoneyKey - TX, Inc. Payment amounts (payments due every month) Total of payments (if I pay on time) Cost of other types of loans: Repayment: Of 10 people who get a new multi-payment payday loan: 5 will pay the loan on time as scheduled (typically 5 months) 1 will renew 1 to 4 timesUpdated: Wed, July 02, 2014. Our Orchard Mortgage Loan Officers work for you, not for a sales commission on your loan. Why? MoneyKey Internet USA. All loans for which MoneyKey acts as a CSO/CAB are funded by an unaffiliated third-party lender and serviced by MoneyKey. Our Customer Care agents are friendly and helpful. APR 409. I needed to return $120 per month. One feature of installment loans is that your payments are spread out over time through a series of fixed, scheduled payments. Check out MoneyKey’s online loan services to learn about whether a line of credit or installment loan is right for you! Written by Daniel Azzoli. Images are for illustrative purposes only. $200 to $2,000. One of the ways to evaluate you as a borrower is by checking your credit score. Check over these common reasons why online loan applications may be denied. MoneyKey also services Lines of Credit offered by CC Flow. MoneyKey's loan and line of credit products and services were created to remove the complexity that people often experience when borrowing money. All loans for which MoneyKey acts as a CSO/CAB are funded by an unaffiliated third-party lender and serviced by MoneyKey. Read U. m. Regardless of your lender, a personal loan like an installment loan is an example of closed-end credit.